Raising kids to become responsible Catholic adults involves more than just teaching values; it also includes instilling essential money management skills and teaching financial responsibility. Unstructured unconditional allowance, a concept championed by economist Lewis Mandell from the State University of New York, suggests a flexible approach to paying children allowance for chores and emphasizes the…
Teaching kids about money and planning is necessary because it helps them learn about finances and build wealth for themselves and their families. Dr. Jim Dahle of WCI emphasizes the importance of money management and financial discipline of instilling financial discipline early in America. This article provides activities that are suitable for children, helping them…
It’s important to know about identity theft to protect your personal details and handle your online accounts safely. With the rise of social media and sophisticated phishing techniques, educational apps have become essential tools in building awareness during Cyber Security Awareness Month. Groups like NOVA and the Cybersecurity Lab provide tools to guide you through…
Ready to dive into investing S&P 500 index funds? This guide will help you learn how to buy S&P 500 index mutual funds, a strategy championed by investment legends like Warren Buffett, emphasizing the solid performance and diversification benefits of the S&P 500 index. Financial expert Brian Baker outlines the essentials of an investment strategy…
Teaching kids the importance of giving is a key part of financial education, combining budgeting with caring and encouraging meaningful discussions about money. Teaching kids about handling money encourages them to be responsible and highlights the value of generosity and making wise decisions with their finances. This article looks at practical ways to teach kids…
Talking about money can be challenging for parents, especially as kids grow up and retirement nears. This underscores the need for planning finances and health care needs in the years ahead. Knowing how to talk about money decisions is important for teaching your kids about money, so they understand financial health and what power of…
Managing your online identity is important for students using social media platforms like Instagram. Your online activity shows how you express yourself and is important for shaping your identity. This article gives useful tips to help you manage your online identity, creating a good digital presence and avoiding mistakes that could harm it. Learn effective…
Stay on top of your finances by enabling customizable alerts and notifications with United Community’s digital banking services. With Online Banking and Mobile Banking, you can easily customize notifications and account security features that align with your security preferences and banking needs. This guide will explain how to set up alerts and text banking so…
Knowing the difference between needs and wants is important for children as they learn how to make decisions about what is most important. For parents, guiding kids through the importance of nutritious food versus simply craving unhealthy snacks can be a challenge. In this article, we’ll discuss practical ways to get your children involved in…
Looking for age-appropriate jobs for kids? Helping your entrepreneurial preteen, especially 12-year-olds, earn money through preteen jobs can be a fantastic step towards financial independence. From babysitting jobs to neighborhood tasks like dog walking, car washing, and pool maintenance, there are many chances available that build their confidence and teach important life skills. In this…
In the current job market, the salary allowance is becoming an important factor for drawing in and keeping employees who are not eligible for overtime. This innovative approach to salary management offers salaried employees access to their earned wages before the traditional pay cycle, enhancing financial wellness and flexibility even amidst minimum wage fluctuations. This…
The effect of rates based on ZIP codes goes beyond just figures; it significantly contributes to the ongoing racial wealth gap experienced by Black Americans and Hispanic families, adding to systemic discrimination. Systemic discrimination often limits access to resources necessary for wealth building and educational attainment, particularly in postsecondary education and college aspirations. This article…