1. Introduction

Welcome to BreadBox.money, a financial education platform dedicated to empowering children and families to build strong money habits. These Terms and Conditions (“Terms”) govern your access and use of our website, services, and educational resources.

By using this site, you agree to these Terms. If you do not agree, please do not use our platform.


2. Who We Are

BreadBox.money is operated by Children’s Financial Network, Inc., under the guidance of Neale Godfrey, a recognized pioneer in youth and family financial literacy. The website provides free and paid content, tools, and resources to educate young minds and support caregivers.


3. Eligibility

You must be 13 years of age or older to access most features. Children under 13 may only use the site under the supervision of a parent or guardian, in compliance with COPPA.


4. User Responsibilities

By using this site, you agree:

  • Not to misuse the site for illegal purposes

  • Not to copy or redistribute site content without permission

  • Not to submit false or misleading information

You agree to be respectful in community interactions and not post inappropriate or harmful content.


5. Intellectual Property

All content on BreadBox.money, including logos, videos, illustrations, guides, and branding, is owned by Children’s Financial Network, Inc. or its licensors. You may not reuse or redistribute any part of this site without written consent.


6. Third-Party Links

This site may contain links to external websites, including affiliate partners or referenced resources (e.g., nealegodfrey.com). We are not responsible for the privacy or content of these third-party sites.


7. Disclaimer of Warranties

Our platform is provided “as is” without any warranties. While we strive for accuracy, we do not guarantee that all information is complete, current, or suitable for your specific situation.


8. Limitation of Liability

BreadBox.money and its affiliates, including Neale Godfrey, will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site.


9. Modifications to Terms

We may revise these Terms from time to time. Changes will be posted with the updated date above. Continued use of the site after modifications means you accept the revised Terms.


10. Contact Us

For any questions about these Terms, please contact:
📧 [email protected]
📞 (646) 845-2930